Fintech is a hot subject today, including the question of whether it will take a big bite out of the traditional banking business. In a move that will give fintech companies more market access, two ground-breaking regulations in Europe will force banks to share customer information with third parties when customers request it. This may well revolutionize consumer finance in Europe and will be closely watched in the U.S. and around the world.

To understand the implications, Knowledge@Wharton asked Warwick Business School’s Markos Zachariadis, associate professor of information systems and management, and Pinar Ozcan, associate professor of strategy, to discuss their recent research on the topic.

Listen to the podcast and/or read the full transcript of the interview here.