Dr Pinar Ozcan, associate professor of strategic management at Warwick Business School, has studied the emergence of mobile payments across the globe and concludes that the industry is thriving in spite, not because, of cross-sector commercial partnerships. "It is a perfect example of titans from different industries clashing over how to deliver a new concept, rather than working together",she says.

Research findings are disucssed in recent working paper published with Dr Markos Zachariadis, associate professor of information systems at Warwick Business School.

Read the research findings in the SSRN working paper here

Read the full article published in Racouter's special report the 'Future of Fintechs'